Retirement

• You are automatically enrolled in the 401(k) plan at a 3% pretax contribution level unless you elect not to participate.
• You can choose to have a different percentage of your salary deposited into your Transamerica account.
• You determine how to invest these contributions, which go into your account each pay period on a pretax basis.
• Your contributions vest at 100% immediately.

• If hired on or after Jan. 1, 2001, you’ll receive an automatic contribution of 1% of earnings annually. These contributions vest at 100% at 3 years of service. Prior employment with any Johns Hopkins affiliate counts toward eligibility and vesting.
• You’ll also receive a matching contribution up to 6% of the compensation to the 401(k) plan. The employer will contribute an amount to your Transamerica account determined according to the table below based on your years of service)

Employees hired on or after January 1, 2001

• • 1 but less than 10 years – 50%
  • 10 but less than 15 years – 60%
  • 15 but less than 20 years – 80%
  • 20 or more years – 100%

Employees hired prior to January 1, 2001
In no event will matching contribution exceed 9% of your salary.

• • 1 but less than 10 years – 50%
  • 10 but less than 15 years – 75%
  • 15 but less than 20 years – 100%
  • 20 or more years – 150%
• The vesting schedule for employer matching contributions is as follows:
  • Under 2 years of service – 0%
  • 2 years of service – 25%
  • 3 years of service – 50%
  • 4 years of service – 60%
  • 5 or more years of service – 100%

This webinar is held monthly. Register for an upcoming session .

Learn about strategies for transitioning into retirement, and the questions you should be asking now to prepare.

Register online for one of the following sessions:

• January 23, 11 a.m. – 12 p.m. ET
• January 24, 12–1 p.m. ET
• January 25, 1–2 p.m. ET

Register online for one of the following sessions:

• February 27, 1–2 p.m. ET
• February 28, 12–1 p.m. ET
• February 29, 11 a.m. – 12 p.m. ET

Learn about tools and resources to feel confident making financial choices and develop a sound retirement strategy.

Register online for one of the following sessions:

• March 26, 12–1 p.m. ET
• March 27, 1–2 p.m. ET
• March 28, 11 a.m. – 12 p.m. ET

It’s never too late to adopt healthier financial habits. Join this webinar to learn strategies for saving, budgeting, and managing credit that you can start using today.

Register online for one of the following sessions:

• April 23, 11 a.m. – 12 p.m. ET
• April 24, 12–1 p.m. ET
• April 25, 1–2 p.m. ET

This webinar will show you how Social Security can fit into your retirement income plan and share different strategies for when to claim your benefit.

Register online for one of the following sessions:

• May 28, 11 a.m. – 12 p.m. ET
• May 29, 12–1 p.m. ET
• May 30, 1–2 p.m. ET
• September 24, 12–1 p.m. ET
• September 25, 1–2 p.m. ET
• September 26, 11 a.m. – 12 p.m. ET

Regardless of your age, income, or account balance, an estate plan can help you safeguard your legacy and protect the people most important to you. This webinar explains the importance and purpose of an estate plan and how to get started.

Register online for one of the following sessions:

• June 25, 1–2 p.m. ET
• June 26, 11 a.m. – 12 p.m. ET
• June 27, 12–1 p.m. ET

How you invest your retirement savings plays an important role in determining when you’ll be able to retire. The key balancing act to investing is aligning your goals, the number of years you have until you want to achieve those goals (referred to as time horizon), risk tolerance, and reward potential.

Register online for one of the following sessions:

• July 23, 12–1 p.m. ET
• July 24, 11 a.m. – 12 p.m. ET
• July 25, 1–2 p.m. ET

Transamerica can help explain the “A, B, C, Ds” of Medicare and how to start piecing together your healthcare strategy.

Register online for one of the following sessions:

• August 27, 11 a.m. – 12 p.m. ET
• August 28, 12–1 p.m. ET
• August 29, 1–2 p.m. ET

This webinar will cover steps you can take to fortify your online security and how Transamerica protects your account.

Register online for one of the following sessions:

• October 29, 12–1 p.m. ET
• October 30, 1–2 p.m. ET
• October 31, 11 a.m. – 12 p.m. ET

Register online for one of the following sessions:

• February 27, 1–2 p.m. ET
• February 28, 12–1 p.m. ET
• February 29, 11 a.m. – 12 p.m. ET
• November 19, 11 a.m. – 12 p.m. ET
• November 20, 12–1 p.m. ET
• November 21, 1–2 p.m. ET

Register online for one of the following sessions:

• December 17, 11 a.m. – 12 p.m. ET
• December 18, 12–1 p.m. ET
• December 19, 1–2 p.m. ET